Smith Imports | Memphis Car Loan

Finance Options at Smith Imports

Why Finance with Smith Imports?

Our finance team works with a wide range of trusted lenders to help make your next dream car a reality. Whether you're buying your first luxury vehicle or upgrading your daily drives, we'll match you with financing terms that align with your goals.

Smith Imports offers competitive rate financing up to 96 months on selected models WAC. Rest assured that our Credit Application is encrypted for your security! We offer many financing options, and you can even use our free payment calculator to estimate your monthly payments. If you're looking for fast online credit pre-approval, then check out our Online Credit Approval form. Select the right deal for you:

Competitive Interest Rates
Nationwide Financing
Less Than Perfect Credit Assistance

In-House Financing Available at Smith Imports
✅ 25% Down
✅ 24-Month Term
✅ With Approved Credit

Great Service and Protection Plans

Extended Service Contracts

Our extended service contracts are designed to give you peace of mind that lets you truly enjoy your vehicle. You select the plan you want, with terms of up to 8 years/120,000 miles and various deductible options. No matter what plan you choose, you can take your vehicle to any ASE Certified repair facility in the U.S. or Canada. Our Extended Service Contracts will pay those facilities directly.

Express GAP Protection

Takes care of the "GAP" between a low insurance settlement and the remainder of a loan/lease. It even covers up to $1,000 of your insurance deductible. To receive GAP Protection, you simply pay an affordable one-time fee that can be included in the financing of the car. It's that simple!

TIREWISE Plus Protection Plan

Tire and Wheel Protection

Covered Road Hazards, Flat Tire Coverage, Tire Replacement, Wheel/Rim Protection, Mounting/Balancing and Taxes.

Paint-less Dent Repair

Utilizes special tools and techniques to push dented metal back to its original form., At your convenience repairs can be performed at the dealership, your home or office.

Windshield Repair Protection

Front windshield repair of chips and cracks caused by propelled rocks or road hazard debris while driving on public roads, streets and highways., Won't increase your vehicle insurance premium if used. At your convenience repairs can be done at the dealership, your home or office.