Finance Options at Smith Imports

Why Finance with Smith Imports?

Our in-house finance team works with a wide range of trusted lenders to help make your next dream car a reality. Whether you're buying your first luxury car or upgrading your Collierville drives, we'll match you with financing terms that align with your goals. Even if your credit history isn't perfect, we're here to help you secure a loan that makes sense for you.

Smith Imports offers competitive rate financing up to 96 months on selected models WAC. Rest assured that our Credit Application is encrypted for your security! We offer many financing options, and you can even use our free payment calculator to estimate your monthly payments. If you're looking for fast online credit pre-approval, then check out our Online Credit Approval form. Select the right deal for you:

  • Competitive Interest Rates
  • Nationwide Financing
  • Less Than Perfect Credit Assistance

Great Service and Protection Plans

Competitive Interest Rates

Smith Imports has a wide range of lenders, both local and national, to cater to most all credit criteria. Extended term financing and competitive rates are available.

Extended Service Contracts

Our extended service contracts are designed to give you peace of mind that lets you truly enjoy your vehicle. You select the plan you want, with terms of up to 8 years/120,000 miles and various deductible options. No matter what plan you choose, you can take your vehicle to any ASE Certified repair facility in the U.S. or Canada. Our Extended Service Contracts will pay those facilities directly.

Express GAP Protection

Takes care of the "GAP" between a low insurance settlement and the remainder of a loan/lease. It even covers up to $1,000 of your insurance deductible. To receive GAP Protection, you simply pay an affordable one-time fee that can be included in the financing of the car. It's that simple!

TIREWISE Plus Protection Plan

Tire and Wheel Protection

Covered Road Hazards, Flat Tire Coverage, Tire Replacement, Wheel/Rim Protection, Mounting/Balancing and Taxes.

Paint-less Dent Repair

Utilizes special tools and techniques to push dented metal back to its original form., At your convenience repairs can be performed at the dealership, your home or office.

Windshield Repair Protection

Front windshield repair of chips and cracks caused by propelled rocks or road hazard debris while driving on public roads, streets and highways., Won't increase your vehicle insurance premium if used. At your convenience repairs can be done at the dealership, your home or office.

24-Hour Roadside Assistance

Towing, Essential Fluids and Supplies Delivered, Flat Tire Changes and Repairs, Lockout Services.

Key/Remote Replacement

In the event your key/remote is lost, stolen or destroyed we will pay for a replacement key/remote.

Interior/Exterior Surface Protection

Smith Imports

2965 S Third St
Directions Memphis, TN 38109-2953
Directions

  • Sales: 901-332-2130
  • Service: 901-260-8254

Hours

  • Monday9:00AM - 5:30PM
  • Tuesday9:00AM - 5:30PM
  • Wednesday9:00AM - 5:30PM
  • Thursday9:00AM - 5:30PM
  • Friday9:00AM - 5:30PM
  • SaturdayClosed
  • SundayClosed

Financing with Our Dealership

Smith Imports takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Benefits include:

  • Flexible loan terms up to 96 months (on approved credit)
  • Access to a national network of lenders
  • Quick online pre-approval
  • Financing options for all credit situations
  • Transparent terms and expert guidance

Peace of Mind with Protection Plans

We go beyond financing with vehicle protection plans that help you enjoy your vehicle worry-free. Our extended service contracts cover major repairs with options up to 8 years/120,000 miles. Plans can be customized to suit your needs with various deductible levels and nationwide coverage at any ASE-certified repair center in the U.S. or Canada.

Additional Protection Options:

  • GAP Protection: Covers the difference between your loan balance and insurance settlement in the event of a total loss, plus up to $1,000 toward your deductible.
  • TIREWISE Plus Protection: Offers complete tire and wheel protection from road hazards, including mounting, balancing, and tax coverage.
  • Paint-less Dent Repair: Easily restores small dents at your home, office, or right here at Smith Imports using specialized non-invasive techniques.
  • Windshield Repair: Covers chip and crack repairs from road debris without affecting your insurance premium. On-site and mobile repair available for your convenience.
  • 24-Hour Roadside Assistance: Drive confidently knowing help is always available. Services include towing, lockout assistance, flat tire help, and emergency fluid delivery.
  • Key/Remote Replacement: Lost or damaged key? We'll cover the cost of a new key or remote so you're never left stranded.
  • Interior & Exterior Protection: Preserve the look and feel of your vehicle with durable coatings that help guard against stains, fading, and surface damage.

Auto Financing Made Easy at Smith Imports in Memphis

At Smith Imports, we make auto financing simple, secure, and tailored to your needs. Whether you're looking to finance a luxury used vehicle or need assistance with less-than-perfect credit, we offer competitive financing options to help you drive home to Bartlett, TN with confidence.

We offer financing terms of up to 96 months on select models with approved credit, giving you the flexibility to find monthly payments that work with your budget. Plus, your information is safe with us. Our secure online credit application is fully encrypted to protect your privacy. Start your journey today by getting fast credit pre-approval online or using our free payment calculator to estimate monthly costs before you visit us from Millington.

Frequently Asked Questions

We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Get Started with Financing at Smith Imports

We know buying a vehicle is a big decision, and we're here to help make that decision less stressful. Whether you're financing a premium pre-owned model or simply exploring your options, the team at Smith Imports is ready to assist with transparent advice and expert support.

Visit Our Dealership Today

Apply online, visit our dealership in Memphis, or contact us today to learn more about auto financing and protection options tailored just for you. Whether you're interested in a pre-owned luxury SUV for your Olive Branch, MS drives, or a used sports car from BMW, Ferrari, or Porsche, Smith Imports can get you the financing you need to truly enjoy all your West Memphis, AR drives.

  1. Smith Imports

    2965 S Third St
    Memphis, TN 38109-2953

    • Sales: 901-332-2130
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Get in Touch

  • Contact our Sales Department at: 901-332-2130
  • Monday9:00AM - 5:30PM
  • Tuesday9:00AM - 5:30PM
  • Wednesday9:00AM - 5:30PM
  • Thursday9:00AM - 5:30PM
  • Friday9:00AM - 5:30PM
  • SaturdayClosed
  • SundayClosed